Protecting Your Family Starts With the Right Plan

Life can change in an instant. Illness, disability, or the unexpected loss of income can put your home and your family’s future at risk. My job is to make sure you’re protected long before that moment ever arrives.

As an independent broker partnered with 40+ top‑rated insurance carriers, I compare every option for you and build a plan that fits your needs, your goals, and your budget.

Explore Your Protection Options:

Below is a clear, easy‑to‑understand breakdown of the services I offer — each designed to protect your home, your income, and your family’s long‑term security.

 

🏡 Mortgage Protection 

Your home is your family’s safe place. Mortgage Protection ensures that if you pass away, become disabled, or face a critical illness, your loved ones can stay in the home you worked so hard for. No foreclosure. No financial panic. Just peace of mind.

📜 Term, Universal & Whole Life Insurance 

Life insurance isn’t one‑size‑fits‑all. I help you choose the right type:

  • Term Life – Affordable protection for a set number of years

  • Universal Life – Flexible coverage with cash value potential

  • Whole Life – Lifetime coverage + guaranteed cash value

Together, we’ll build a plan that protects your family today and supports your legacy tomorrow.

❤️ Health Insurance 

Medical bills are one of the biggest financial threats families face. I help you find a plan that protects your health and your wallet — without confusion or guesswork.

🌅 Final Expense 

Final Expense coverage ensures your family never has to worry about funeral costs, medical bills, or unexpected end‑of‑life expenses.
It’s a simple, affordable way to protect your loved ones during a difficult time.

⚡ Accidental Death & Disability 

Life is unpredictable. This coverage provides financial support if an accident leaves you injured, disabled, or worse.
It’s protection that fills the gaps traditional life insurance may not cover.

💼 Retirement Programs 

Whether retirement is 5 years away or 25, the right strategy matters. I help you explore safe, guaranteed options such as:

  • Annuities

  • Indexed Universal Life (IUL)

  • Tax‑advantaged retirement strategies

Your future should feel secure — not uncertain.

🌱 Smart Start Programs 

Give your child a financial head start with a plan that:

  • Builds cash value

  • Protects their insurability

  • Helps fund college, a first home, or future retirement

It’s one of the smartest long‑term gifts a parent can give.

💡 Debt Free Life 

Imagine eliminating debt and building wealth — without spending more money each month. Debt Free Life uses a cash‑value life insurance strategy to:

  • Pay off debt

  • Build long‑term savings

  • Create tax‑favored retirement income

It’s financial freedom with a plan.

🛡️ Critical Illness 

A serious diagnosis can stop life in its tracks — but your bills won’t stop with it. Critical Illness coverage pays a lump‑sum benefit upon diagnosis of conditions like:

  • Cancer

  • Heart attack

  • Stroke

This allows you to focus on recovery, not financial stress.

🚗 Accidental Insurance

Accidents happen every day — and the statistics are staggering. Accidental Insurance provides financial protection for injuries, hospital stays, and unexpected emergencies caused by accidents at home, work, or on the road.

Life Insurance: The Foundation of Your Family’s Protection

Employer coverage is a nice perk — but it often:

  • Doesn’t move with you

  • Isn’t enough

  • Isn’t designed around your mortgage or real family budget

I help you identify gaps and build a plan that truly protects your family.

Get a FREE, no‑obligation Family Protection Review anytime.

Retirement Programs

Planning for retirement, whether that's five years away or 25 years down the road, is something each of us needs to consider. Making smart choices about how much money you save, and what retirement planning savings vehicles you use, can mean the difference between having the income you need in retirement to live the lifestyle you want, or struggling financially. There is no one-size-fits-all solution when it comes to saving for retirement, but if you prefer a product that offers safety and guarantees, you may want to consider the retirement protection benefits offered by annuity products and indexed universal life (IUL) insurance policies.

Final Expense

Final expenses are costs that arise at the time of a person's death, including burial costs and medical expenses. Final Expense is a whole life insurance policy designed to pay off these expenses upon death and enables families to properly grieve their loved ones without the burden of large debts or unplanned costs.

Mortgage Protection

As a homeowner, being able to pay your mortgage on time every month is important. What would happen to your loved ones if you were to die prematurely, become disabled or critically ill, and your income suddenly disappeared? None of us know what the future will bring, but you can achieve peace of mind today with mortgage protection insurance

Debt Free Life

Debt Free Life is an insurance solution that builds a cash value over time. As your cash value grows, you can eliminate all your debt incrementally and save the balance for retirement – without spending any additional money. With Debt Free Life, you can create a long-lasting legacy for your family by achieving financial freedom and retiring with tax-favored income.

Smart Start Programs

Every parent wants their children to have the very best start in life. When it comes to how to make that goal a reality, parents should consider the Smart Start plan, offered through Symmetry Financial Group. This program gives your child a headstart on saving for their college education, the down payment of their first home, and even their retirement, all while giving them the protection of life insurance.

The Smart Start plan is a way to help you set aside funds to protect your child's future while protecting their insurability, regardless of what happens later in life. The Smart Start life insurance policy provides insurance coverage for your child, coupled with a cash value savings component, which is certainly a smart start.

Life Insurance

Life Insurance is IMPORTANT; I want to make sure you have all the information you need to confidently make the best decisions for your family. I partner with over 40 insurance carriers so I can provide you with a completely customized plan, providing the coverage you need. Whether you’re deciding between life insurance options, looking for mortgage protection, or considering final expense coverage, I am here to help you decide which insurance plan best fits your needs, and is well within your budget. A lot of employer life insurance sounds “fine”… until you realize it may not move with you, may not be enough, and usually isn’t built around your mortgage + real family budget. Work coverage is a nice perk: not always a full shield. Want to see if you’ve got a gap (and how to fix it)? Get a free no-obligation family protection Review!

Critical Illness

A cancer diagnosis, heart attack or other unforeseen health crisis could leave you unable to earn an income, adding financial stress to an already emotionally stressful situation. Unfortunately, your mortgage or rent payment and other monthly expenses will still need to be paid. On top of those obligations, medical bills can quickly pile up. If you aren't able to work, you may not have the means to pay those bills. Critical illness insurance is a policy that will pay out a benefit as a lump sum if you are diagnosed with a critical illness or condition specified in the policy. This can relieve or lessen the financial strain that can come with critical illnesses, so you can focus on getting better.

Accidental Insurance

In the United States, there are over 6 million passenger car accidents each year. In 2021, there were about 13,200,000 motor vehicle crashes. In 2022, there were 5,930,496 police-reported motor vehicle traffic crashes. 

In the United States, there were 46,653 deaths from falls in 2022. Falls are the second leading cause of unintentional injury deaths worldwide, with an estimated 684,000 deaths globally each year.

Health Insurance

Our Health Insurance policies are designed to provide financial security for your loved ones in case of unexpected events. We offer a variety of customizable plans to fit your family's unique needs and budget.